PayThink

Trust isn't a message; it's a series of actions that demonstrate character. For the first time since the 2008 financial crisis, the banking industry established public goodwill through voluntary and proactive decisions.

The Consumer Financial Protection Bureau and the Federal Trade Commission are investigating 51 nonbank firms involved in mortgage lending or other areas of the housing market.

Capital is just not an issue for these banks. All the capital they may ever need is a phone call and wire transfer away.

John Allison, former chairman and chief executive of BB&T, made a pitch to abolish the Federal Reserve at a Dodd-Frank Act seminar.

Instead of pushing to avoid risk retention or liability for future frauds, banks that want to originate and sell mortgages should focus on containing and rolling back the disparate impact doctrine, which seems sure to savage them.

The FHA's mission to promote housing has contributed to its downfall in addressing its other mission: to maintain fiscal discipline of the mortgage insurance fund.

If you have a successful model that you believe in, it doesn't matter what the establishment says.

To offer credit as a means of promoting savings is a bit like a hospital encouraging people to get sick so they can be healed.

A response to Credit Union Journal's "NCUA Conversion Rules Mock Democracy".

Even in an uncertain economy with rising and falling stock prices, unemployment rates and consumer confidence, consumers still spend at both the local and national level, and they're often made by individuals who are either current members of your credit union or eligible for membership.