PayThink

Without one, community banks will face increased risk of litigation they cannot afford. This could push many of them out of the mortgage market.

The Dodd-Frank Act puts lots of new requirements on hedge funds. Are the new regulations cramping fund managers' style? A new survey says no, and that the funding industry is "adjusting well."

Former FDIC chairman Sheila Bair wants to ban the revolving door and, moreover, believes bank examiners should be required to make a lifelong commitment to the profession. Not everyone agrees with this prescription.

We launched Day in the Life of Credit Unions sixteen years ago as a way to pay tribute to and help credit unions celebrate International Credit Union Week.

With the new IRR rules now in effect, credit unions should consider how to incorporate and ensure compliance with these components.

As credit unions offer online and mobile banking, their members are citing the quality, reliability and solid performance of these services. More credit unions should get on board.

This letter was written in response to SAFE CU CEO Henry Wirz' letter to the editor that ran under the headline "Credit Union Testimony Was Delusional" in the Sept. 17 edition.

The loss of U.S. Central marks the end of an important era in our nation's credit union movement.

The credit union movement is based on the principle of democratic governance by members. It is a wonderful melding of free enterprise and the ideals that underpin our democracy. But that was not evident in the Technology CU conversion.

The complexity of Basel III is irrelevant to 90% of U.S. banks and should not be imposed on them. If rejecting the rules altogether is not considered politically feasible, a sensible alternative would be to simply exempt all community banks from its requirements.