PayThink

The third enforcement order from the CFPB, resulting in $112 million in penalties against American Express, brought together Utah and federal regulators in investigating violations across subsidiaries of the company.

A practical, well-executed plan, even one with disappointingly modest goals, will deliver more than an overly ambitious plan, easily subverted, that in hindsight probably had no hope of ever succeeding.

The Dodd-Frank Deposit Insurance Provision, which insures accounts over $250,000 is set to expire by the end of the year. When the program (often referred to as its first incarnation, the Transaction Account Guarantee) ends, funds over the limit will be moving to money-market funds, analysts predict according to the Wall Street Journal.

It is neither the intent nor the practice of NCUA to influence a vote on a credit union conversion. Our rules protect members' rights to make well informed decisions.

Under new international rules, mutual banks in the U.S. will need a way to issue marketable securities to raise capital. Core capital deferred shares, a U.K. innovation, offer a model.

It's ironic yet also true that the worst fallout of an election season is it can sour so many people on democracy. So let's have a thunderous round of applause for the restorative power of the democracy seen in action at Tech Credit Union in San Jose, Calif.

An alarming number of credit unions still view mobile banking as an extension of their Internet banking channel.

NCUA brazenly handed out a MBL gift to all of us in the form of 1,500 credit unions that have been newly designated as "low income."

Trader fraud occurs only because we do not require immediate trade confirmation posted infallibly to the institution's books. Instead, the trader is allowed to wave a magic wand to create false transactions or hide real ones.

The Financial Stability Oversight Council moved forward on its task, required by Dodd-Frank, of identifying nonbank financial institutions that pose a systemic risk. In phase three you only find out if you're a candidate.