PayThink

Fincen must be independent enough to be an honest broker in its rulemaking and enforcement network roles, while remaining responsive to the policy objectives of Treasury and statutory mandates from Congress.

The banking system should not be used to hide the cost of Congress's social programs.

Adequate communication, data retention, requests for approval and, ultimately, cooperation can minimize a company's risk of being investigated by the CFPB or state attorney general's office.

The SEC has lost many rulings in the U.S. Court of Appeals for the District of Columbia, often hinging on cost-benefit analysis issues. New York Times columnist Floyd Norris is concerned about the vacancies on this court and warns it is poised to doom the SEC's implementation of Dodd-Frank.

Big mortgage servicers wonder why borrowers won't respond to attractive refi offers. How can they be surprised? We've overloaded consumers with such an excess of incoming communications through antiquated channels that they ignore almost all of this.

It's in consultants' best interests to extend the foreclosure review engagements as long as possible without coming up with an estimate for each servicer of its total liability to borrowers.

Gather a group of credit union execs together in a bar and over beers the fermentation will turn to lamentation as the group debates whose operation has had it the worst over the past few years.

How to better leverage merchant lending according to Trina Larson, director of sales for the CRIF Select division of CRIF Lending Solutions.

Interest-rate-risk-derivatives-swap-cap is not an easy concept to understand. When evaluating this concept, we need to look at the words that make it up and try to understand the meaning of each.

As long as the federal government can print money at will, the politicians (both Democrats and Republicans) will accumulate debt until the United States experiences a financial collapse.