PayThink

The Dodd-Frank Act gives the Securities Investor Protection Corp. a new role in unwinding failed financial companies.

The regulatory risk from Basel III, Dodd-Frank and other pressures will keep banks from growing, and the economy can't grow, if banks don't.

Offer each retail customer the best terms for which he qualifies—and not just for mortgages. Don't count on a second chance to bargain or risk the legal and reputational consequences of offering less than your best.

Community banks should exploit their advantages based on convenience, personal service, local decision making and a relationship model reliant on deep customer knowledge.

Regulators, politicians, bankers, and former Federal Reserve Chairman Paul Volcker himself are all searching for a simple, easy to understand, yet effective way to implement the Volcker Rule that is consistent with a safe and sound banking system. We agree and believe we have a solution that should be of interest to all concerned.

Bitcoin lets users send money nearly instantaneously, at almost no cost, and (if desired) anonymously. Getting funds in and out of the system is the hard part. That may soon change.

Politicians, regulators and lenders still have much to learn from a period dominated by the "affordable housing" ideology.

Vikram Pandit's recent comments about Citi's size may provide insight into why this once-proud institution now limps along as one of the weakest of the bailed out, Too Big to Behave Banks.

Sponsor town festivals, youth sports and local families in need or volunteer at local charities or for community projects.

Leonard Chanin, the lawyer leading the Consumer Financial Protection Bureau’s rule making operation, has been rehired by the law firm Morrison & Foerster, writes American Banker’s Jeff Horowitz.