Resources

ING Direct CIO Charaka Kithulegoda shares why his bank is piloting biometric authentication technology, and why this will be an important part of his security strategy going forward.

PayPal's $800 million purchase of Braintree is only the beginning. How PayPal decides to integrate the six-year-old processor could matter a lot to banks.

State and federal officials are tightening the screws on online suppliers of payday and installment loans. The question for many such lenders and the banks that handle their transactions is whether the government is out to eliminate fraud or to wipe out the industry. American Banker staffers discuss.

Five years after the financial crisis, the new regulatory regime remains a work in progress but one that's created a major burden for the industry. Here are some of the main takeaways from banking leaders and policymakers who gathered this week to discuss the state of affairs at American Banker's Regulatory Symposium in Washington, D.C.

The idea that skin in the game is the best way to ensure that people take responsibility for their professional conduct harks back to ancient Babylon. Black Swan author Nassim Taleb calls it "the best risk management rule ever." American Banker editors discuss whether skin in the game is the elixir needed to make modern finance safe or is destined to lose favor as fast as stock options and Alan Greenspan.

The New York bank has agreed to pay a giant settlement to Washington regulators in a bid to put its London Whale trading debacle behind it. However, the deal is likely to raise as many questions as it answers and will by no means put to rest the bank's many legal and regulatory problems. American Banker editors discuss.