Opinions

As Basel III gets ready to turn five years old this summer, recently appointed Basel Committee secretary general William Coen is taking the necessary step of ensuring that new capital ratio, liquidity standard and leverage ratio rules work well together.

The Banking Committee is working to craft a bipartisan deal on regulatory relief, but if those efforts stall it's possible banking provisions could pop up again as part of key spending and fiscal measures later this year.

The cost of complying with New York State's proposed BitLicense regulations would wipe out many smaller digital currency businesses. But there is a middle ground: placing those businesses under the supervision of a self-regulating incubator that would help them develop robust yet affordable compliance programs.

A recap of the informed opinions (and the discussions they generated) on BankThink this week, including thoughts on regulatory complexity, Jamie Dimon's defense of the megabank model, and how vulnerable banks really are to tech startups.

Two House Financial Services subcommittee chairmen are urging the Consumer Financial Protection Bureau to delay enforcement of a new disclosure regime due to take effect this summer until Jan. 1.

General Electric's decision to sell most of its financial assets marks the most prominent victory in regulators' quest to incentivize breakups of large conglomerates. But it may turn out to be a one-off event.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and from our social media platforms.

While having direct access to the U.K.’s real-time transaction network might not lower costs for non-banks, it will allow providers to make their own risk decisions.

The dialogue comes as the central bank is mulling a potentially momentous application by an upstart credit union that hopes to serve the marijuana industry.

President Obama's nomination of a Allan Landon, a former community banker, to fill one of two vacant seats on the Federal Reserve Board is in danger of withering on the vine as a rapidly closing legislative window, potential parliamentary issues and other concerns are conspiring to significantly slow the process.