Opinions

Federal regulators formally issued a final risk retention rule for mortgage securitizations, a long-awaited and hotly debated measure that is nevertheless expected to have little market impact when it takes effect a year from now.

It isn't just payday lenders and money-services firms that are being ditched by banks lately. Community banks are getting cut off too.

Medical debt may prove to be one of the complex areas that the Consumer Financial Protection Bureau will tackle in its highly anticipated rulemaking on debt collection next year.

In a meeting with Fed chair Janet Yellen, one community banker emphasized the need for a tiered approach to regulation and enforcement.

A Defense Department proposal to strengthen financial protections for military personnel is still too weak, according to attorneys general from 20 states.

WASHINGTON — The Federal Housing Finance Agency said Monday it has approved the merger of the Federal Home Loan banks of Des Moines and Seattle, giving approval to the first voluntary combination in the history of the system.

WASHINGTON — International banking regulators proposed sweeping revisions to the standards for assessing and capitalizing credit risk, calling for less reliance on external credit ratings and greater sensitivity and comparability of risks between banks.

Investor confidence in Ocwen Financial was clearly shaken Monday after New York state regulators forced the firm's founder out as part of a $150 million settlement.

The repeal of a key Dodd-Frank Act swaps provision earlier this month was a blow to progressive advocates and lawmakers, but former Rep. Barney Frank says there’s still reason to be optimistic about the future of financial regulation.

Charlie Shrem, the former Bitcoin Foundation Inc. executive who pleaded guilty to charges tied to the illicit online bazaar "Silk Road," was sentenced to two years in prison by a judge who rejected his bid to remain free and "change the world."