Opinions

Regulators' patience is running thin for banks that continue to overindulge in leveraged loans despite repeated warnings from the agencies over the past two years.

The U.S. Postal Service's inspector general said Friday that it is seeking proposals from outside groups about possible postal banking services.

The state that forged a middle ground on payday lending serves as both a potential model and a warning sign for the Consumer Financial Protection Bureau.

Borrowers must have other factors such as housing counseling, stronger credit histories, or lower debt to income ratios to qualify for new low-down-payment loans, said FHFA Director Mel Watt.

Bank regulators said Friday they are going to ramp up reviews of leveraged lending after an annual exam found such loans are still a crux of criticized assets among large commercial credits shared by lenders.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Financial Stability Board released its updated list of globally significant banks subject to higher capital charges on Thursday, detailing what surcharge institutions will face.

Lawmakers could address several key bills for the financial industry this fall, including on terrorism risk insurance and a capital change for systemically important insurance companies, during what is anticipated to be a brisk lame-duck session.

Lack of diversity in the sales force is one of several nagging issues underlying mortgage lenders' concerns about tepid home sales.

Freddie Mac will return $2.8 billion to the Treasury Department next month, bringing its total payments to about $20 billion above what it got in aid after the 2008 credit crisis.