Opinions

Financial institutions that can figure out how to couple an efficient and optimized loan process with personalized service will win in the future.

Mary Miller, Under Secretary for Domestic Finance, said regulators must standardize how institutions report the data meant to help officials gauge systemic risks.

The U.S. government needs more time to assess the Bitcoin "phenomenon" to ensure the virtual currency isn't used for unlawful purposes, Treasury Secretary Jacob J. Lew said.

First Financial Bancorp (FFBC) in Cincinnati warned that it will take a hit to fourth-quarter earnings because of a $22.4 million valuation adjustment to its indemnification asset from the Federal Deposit Insurance Corp.

Market participants should weigh in on Basel’s latest consultative document in order to strengthen safety and soundness in growing global securitization markets.

Bank deposit advances, which strongly resemble payday loans, have been facing extinction since coming into the crosshairs of federal banking regulators.

Regulators acted last week to try to ease the pain for community banks that hold complex securities covered by the Volcker Rule. But for some institutions, the fix either came too late or didn't help at all. Following are banks that were expected to take a loss as a result of the Volcker Rule.

The investigation's nickname is "Operation Choke Point," and that seems appropriate, because a noose appears to be tightening around the necks of banks that have ties to online payday lenders.

WASHINGTON -- Rep. Scott Garrett, R-N.J., a senior member of the House Financial Services Committee, is preparing to unveil legislation designed to increase public awareness of the Federal Reserve Board's rule-writing process.

South Korea's biggest theft of personal information on credit-card holders prompted dozens of top executives at financial firms including KB Financial Group Inc. to offer to quit this week as a regulatory probe widened.