Opinions

The Senate Banking Committee is making progress toward drafting legislation to overhaul the mortgage finance market, but one of the biggest unresolved issues is how much skin in the game private market participants must have in return for a government guarantee.

In a letter to servicers, a top CFPB official requests that student loan servicers show the options they've made available to borrowers who want to make extra payments on their loans.

The community development group Boston Community Capital is urging lawmakers to extend the Mortgage Forgiveness Debt Relief Act before it expires at the end of the December.

The short-term consumer loan product will either have to be overhauled or ditched in the wake of new regulatory guidance.

Increases in medium- and long-term interest rates still pose risks, but the Federal Deposit Insurance Corp.'s Quarterly Banking Profile revealed that a rate recovery can also have advantages.

Mercantile Bank (MBWM) in Grand Rapids, Mich., expects regulatory hang-ups to delay its acquisition of Firstbank (FBMI) in Alma, Mich.

The cap on the size of mortgages that government-sponsored enterprises can guarantee will remain unchanged at the start of 2014.

Big-bank executives should finalize living wills, hold each other publicly accountable and re-teach ethics training within their rank-and-file if they hope to escape an escalated regulatory crackdown.

WASHINGTON — Higher interest rates and elevated litigation expenses at one large bank last quarter led to the industry's first year-over-year earnings decline in more than four years.

The Federal Deposit Insurance Corp.'s inspector general said in a report Friday that there must be stronger coordination between agency divisions to carry out Dodd-Frank responsibilities dealing with the resolution of failed behemoths.