Opinions

Stakeholders have been offered more time from the Federal Reserve Board to weigh in on the proposal that would overhaul the way the U.S. central bank supervises foreign banks operating within the U.S.

Radio silence from the CFPB on how it views the enforcement of fair lending laws is making community bankers nervous.

It was a quiet week in Washington last week, with lawmakers out of town for President's Day. But the threat of sequester continues to hang over Capitol Hill, and regulators are making plans about what to target next. Following are the top five stories in Regulation and Reform last week:

The Bipartisan Policy Center has released a proposal that calls for a catastrophic government guarantee to backstop mortgages, similar to an idea first floated by the Treasury Department two years ago.

Monday marked the 150th anniversary of the Office of the Comptroller of the Currency, a landmark the agency noted by touting its accomplishments.

A century and a half ago, the National Bank Act was born with a mission to promote a strong, vibrant national banking system. What it created was a dual banking system that has been meeting the changing needs of bank customers ever since.

A California man has been accused of running a scheme to prevent banks from foreclosing on properties.

The Treasury Department has begun an auction for its Troubled Asset Relief Program stake in nine more banks.

Take the Federal Housing Administration out of HUD and put it under a commission. A self-funded, independent government corporation would be a major step toward comprehensive housing finance reform.

With fears growing about the debt collection practices of payday lenders in England, the Office of Fair Trading now has the authority to suspend collection agencies that target certain vulnerable consumers.