Opinions

In inaugural meeting for directors Hoenig and Norton, agency's staff outlined further reductions in projected losses from bank failures.

The executives of United Western Bank filed a motion for summary judgment that also spares no criticism of how the OTS handled the Denver thrift's failure in early 2011. The motion claims that the now-defunct regulator closed the thrift despite evidence that management had just raised $200 million in life-saving capital.

You've heard the philosophical question: If a tree falls in the woods and no one is there to hear it, does it make a sound?

For differing reasons, parties in at least two cases are seeking appeals courts to weigh in on so-called "business judgment" rules, which would have a significant effect on FDIC lawsuits against bankers at failed institutions.

In a win for the banking industry, Sen. Charles Schumer says that the business lending measure is not likely to be considered until at least the second half of the year, dimming its chances of enactment.

A quick read of a recent New York Times story could suggest a tidal move back into subprime lending. But a closer look reveals a major exception: before the crisis, consumers with weak credit were warmly invited to borrow on unsecured bank credit cards. No more.

With the CFPB looking broadly at third-party relationships, lenders need to know the qualifications of anyone handling an account for them. Giving carte blanche to middlemen to hire car repossession agents may no longer be an option.

Federal regulators ended a three-week hiatus by shuttering a small New Jersey thrift on Friday.

Raj Date, the deputy director of the Consumer Financial Protection Bureau, said Friday that the agency wants to avoid creating "disincentives" for mortgage lenders and banks as part of the qualified mortgage rule.

Annual meetings held by Citi and Bank of New York Mellon have been shaken by investor dissent over executive pay, and observers anticipate more rebukes in the coming month.