Opinions

If banks can track borrowers' interest rates and terms, how hard can it be for them to track which borrowers are serving in the military?

Herb Allison, the former president of Merrill Lynch, head of Fannie Mae, and top Treasury official, says there is only one way to end "too big to fail."

Federal banking regulators are preparing guidance to address issues if the debt ceiling is not raised before Aug. 2, while large bank CEOs are calling for action.

After two years in court, the many legal fights over banks’ overdraft practices have produced a national class action against Union Bank of California. And in a move that may put more pressure on banks, plaintiffs’ attorneys have moved to unseal records in the case.

In an overdraft class action, plaintiffs' attorneys moved to unseal records in the case. This move could prompt greater public scrutiny of banks' motives.

Visa's fiscal third-quarter net income rose 40.4% due partly to a gain from the revaluation of a deal with Visa Europe.

Bank regulators told Congress Wednesday they are encountering problems as they seek to implement a provision of last year's financial reform law aimed at lessening the importance of credit rating agencies.

Foreign entities could account for roughly half of reserves booked at the Fed, but, recently, wavering confidence in European banks appears to have channeled some reserves to domestic banks.

The central bank's survey finds improved loan demand in New York, Richmond and Chicago, while other areas lagged behind.

Jim Grant discusses public policy and industry consolidation.