Opinions

Fannie Mae and Freddie Mac’s exemption from the Qualified Mortgage rule is on borrowed time, but a House bill would allow lenders to use the mortgage giants’ guidelines for documenting borrower income.

It should offer some form of guidance to spur innovation, a former official with the bureau says.

New data analytics could help provide more comfort to banks in doing business with the cannabis industry, despite restrictive federal laws.

New technologies could ease the compliance burden for many institutions but some say they could also widen the divide between large and small credit unions.

Doug Clare explains how the organization uses artificial intelligence to spot crime rings and skimmers.

Many in the industry have cheered regulators’ interest in improving the supervisory rating system, but they may shy from commenting publicly about their experiences in a confidential process.

Community bank leaders at an ABA-hosted meeting questioned the timing for a new accounting standard for loan losses and discussed their struggles to keep pace with new technology.

China dominates the business. Facebook's proposed cryptocurrency could help alter the balance of power.

Unlike previous central bank chiefs, Powell’s chances of being renominated by either the current president or many of the Democratic contenders are slim.

Completing the deal before the new year would let the merged company avoid an earnings hit in complying with the Current Expected Credit Loss accounting standard and give it more flexibility on capital adjustments.