Policy & Regulation

California’s financial regulator has baffled observers by sending a cease-and-desist “warning letter” to the Bitcoin Foundation. Did the Golden State’s bureaucrats blindly send out letters to any organization it could find with the word “bitcoin” in its name?

An explicit guarantee is better than the implicit one Fannie and Freddie had. But a more fundamental approach is to demand that financial actors internalize and capitalize the risks themselves.

Goldman Sachs, one of the owners of a newly designated “minority bank,” has a history of discriminatory behavior.

Big banks, including Citi and U.S. Bank, are developing a system to make mobile wallets more secure by walling off customer data from merchants and other third parties.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

A veteran banking regulator has been promoted to become the commissioner of Georgia’s Department of Banking and Finance.

Fellow lawmakers lauded Sen. Heidi Heitkamp for a passion as strong as "battery acid" and her fluid softball swing. The Senate Banking member knows that's high praise on Capitol Hill.

Regulators are paying increasing attention to cyberthreats facing financial institutions, but many bankers are only just beginning to notice.

Despite a drop in truth in lending lawsuits, industry executives fear that new regulations and the emergence of the Consumer Financial Protection Bureau could prompt a revival in disclosure-related lawsuits.

The Federal Deposit Insurance Corp. in May issued enforcement orders against eight banks and freed 14 others from prior orders as part of a series of actions released Friday.