Policy & Regulation

Simone Lagomarsino reflects on the divisive debate on whether credit unions should be allowed to raise capital. Backers view such a move as a necessity for struggling credit unions, while detractors worry that it could cost the industry its tax-exempt status.

Despite an increase in the number of cyber attacks, losses to financial institutions and their customers have fallen over the last 18 months.

Here is a common scenario. A bank executive develops a new product, maybe a fee-generation concept. Properly following procedure, he consults the compliance officer, who performs a check-the-box review and signs off — but raises a "fairness" concern because the product is controversial with regulators and consumer groups.

Consumer advocate and former White House advisor Elizabeth Warren will announce Wednesday that she is running for the U.S. Senate seat currently held by Scott Brown, R-Mass., the Huffington Post reported Tuesday, citing a source.

American Banker Washington Bureau Chief Rob Blackwell discusses the status of the landmark banking legislation.

The New Jersey Supreme Court lifted a foreclosure ban on Ally Financial Inc. on Monday, removing the last state barrier that had prohibited mortgage servicers from resuming foreclosures one year after their widespread "robo-signing" procedures came to light. The court allowed five other large banks to resume foreclosing on delinquent homeowners last month.

The Federal Reserve on Tuesday announced a written agreement with Pinnacle Bank Holding Co. in Orange City, Fla.

Senate Banking Committee hosts academics for reprise of familiar debate over role of government.

The chief executive at Texas Capital Bancshares Inc. says that regional banks like his are losing potential commercial loan business to deposit-rich larger banks that are undercutting them on rates and offering more favorable terms.

The FDIC and Fed provided more flexibility in their final rule than initially expected. Firms will now have more time to submit plans on how they would be resolved and more information will be kept confidential.