Regulation

Subordinated debt could be an option for community banks that need to raise capital but want to avoid dilute existing shareholders. Still, naysayers point out that many community banks prefer the simplicity and liquidity that comes from equity.

Efforts should clarify recourse risk for originators and underwriters, help realign supply and demand in the housing market and assist homeowners.

The National Credit Union Administration has liquidated Women's Southwest Federal Credit Union in Dallas.

Few legislators will have much appetite for setting bank capital policy, but it would be a gross error to mistake that discretion for lack of interest in what those policies will do to local economies.

The orderly liquidation authority of the Dodd-Frank Act requires a "minimum recovery" for creditors of troubled systemically important financial institutions, i.e. no less then what they would have received in normal bankruptcy proceedings. Rules to implement that standard could reassure the markets, say industry observers.

Why a common tax strategy is about to get much more complex for global banks.

Nine major U.S. cities now require banks to report on their lending activity under responsible-banking laws.

Was anything a done deal under Dodd-Frank? Not according to the speakers at American Banker's Regulatory Symposium, who hope to see key elements of the reform bill revisited.

Since the financial crisis hit in 2008, there have been at least 187 private equity transactions involving banks, worth more than $31 billion in all. For better or worse, these new investors are changing the industry. Here's how.

Private equity, with its attraction to distress and its emphasis on returns, makes for a convenient villain.