Regulation

Banks undergoing annual Federal Reserve assessments should feel emboldened to challenge "matters requiring attention," and the Fed should hear them out.

For "suspicious activity reports" to help combat crime, banks need to be able to disclose reports to their foreign branches and affiliates.

The government's aggressive (and unsuccessful) prosecution of tiny Abacus Federal Savings Bank stands as one of the oddest episodes of post-crisis era.

The Federal Reserve Board issued a proposal Friday to require the largest and most systemically risky banks to issue additional capital and unsecured debt to absorb losses in a failure, a move that experts say could ultimately make the banks less complex and easier to resolve in a crisis.

IMGCAP(1)]

Now the question is: will online portals become a significant source of financing for U.S. small businesses, or will red tape get in the way?

WASHINGTON — The Federal Reserve Board will consider a proposal Friday requiring the largest and most systemically risky banks to hold additional capital and unsecured debt to absorb losses in a failure scenario.

The administration apparently intends to leave office without addressing Fannie Mae and Freddie Mac's capital bases and therefore the tight credit conditions.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

Antonio Weiss, a counselor to Treasury Secretary Jack Lew, called Thursday for greater transparency in the pricing of online small-business loans.