Regulation

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Georgia state regulators on Friday closed the $272 million-asset Capitol City Bank & Trust Co., in Atlanta, the third institution to fail this year.

Athens Federal Community Bank has applied for a national bank charter as it broadens its focus beyond residential mortgage lending.

New York Attorney General Eric Schneiderman has introduced a bill that would impose new regulations on employers that pay workers through payroll cards.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Lenders are seeing higher demand for homes but are expecting only modest growth in sales this year due to the limited housing stock.

A recent research paper found that community banks' assets, along with market share in most types of commercial lending, have fallen since the Dodd-Frank Act was passed. The report is giving advocates of smaller institutions more data to rally around.

In a wide-ranging interview, the head of the Cleveland Fed talks about her support for a two-tiered regulatory system, the biggest threats facing the system, interest-rate risk, culture and cybersecurity.

A bank's culture cannot be chosen. Its values and goals can be. And an appropriate combination of values and goals then creates the environment to achieve a positive and lasting culture.

Gary Patton Hall Jr. hid underperforming and at-risk loans from the Federal Deposit Insurance Corp. and the bank's loan committee, the Federal Bureau of Investigation said in its indictment Thursday.