Regulation

Updated rules to govern banking after the financial crisis are creating complexity and encouraging lenders to contemplate bailouts, according to Sheila Bair, former chairman of the Federal Deposit Insurance Corp.

On a day when the banking agencies finalized the new liquidity measure for large institutions, they also issued rules dealing with swaps margin requirements and how institutions calculate their overall leverage exposure.

The Federal Reserve Board’s Beige Book said that lenders are cautious on residential lending but "fiercely competitive" over commercial lending.

The Consumer Financial Protection Bureau issued a warning to credit card companies that use deceptive marketing to mask hidden charges within promotional interest rates.

The Consumer Financial Protection Bureau issued a warning Wednesday to credit card companies that use deceptive marketing to mask hidden charges within promotional interest rates.

WASHINGTON — The Consumer Financial Protection Bureau issued a warning Wednesday to credit card companies that use deceptive marketing to mask hidden charges within promotional interest rates.

Each quarter banks report their worst-case estimates of costs tied to lawsuits and regulatory probes. Some banks reported lower figures in recent quarters, but others are braced to spend more to resolve legacy issues. New legal threats loom, too.

WASHINGTON — Regulators were set Wednesday to consider a final liquidity rule for large banks that makes a number of concessions to the industry.

Ex-Im is one of the rare government agencies that's running smoothly, according to Tod Burwell: it returns a profit to taxpayers and makes American businesses more competitive. So why are some legislators gunning for its closure?

Although unintentional, missteps in communications by regulators can create headwinds for companies developing payments innovation.