ACH transaction volumes are surging. Same Day ACH is growing 45% year-over-year, and organizations planning to increase ACH usage jumped from 57% in 2023 to 73% in 2025.
At the same time, processing windows have expanded, and customers now expect real-time visibility, faster settlement, and seamless integration with instant payment networks like RTP and FedNow.
Banks relying on legacy ACH platforms struggle to keep up with these demands, increasing operational risk and maintenance costs.
Our latest Datos Insights report details why modernization has shifted from a long-term plan to an immediate priority and how banks can stay ahead.
What you'll learn in this report:
- How modern, cloud-native ACH platforms cut costs, unlock new revenue, and strengthen customer relationships with faster, low-risk onboarding
- Why modernization drives scalability, automation, and faster time-to-market
- How investing now positions banks to adapt to future payment innovations and mitigate operational risk
- Why strategic vendor partnerships accelerate deployment and simplify implementation for financial institutions of all sizes
- How modern ACH systems enhance security and fraud detection significantly while reducing customer friction