Resources

Listen to this podcast to learn what John Duigenan, General Manager, Financial Services Industry, IBM Technology, is expecting for 2023.

Learn how, through a single system of action, work can be automated, empowering employees to work together to handle client servicing swiftly and consistently.

Learn how some banking customers are optimizing their approach to customer experience, technology excellenr, and risk and resilience.

Banks can no longer simply prepare for "what if" scenarios; they must assume those scenarios will happen and prove they have a way to continue business as usual.

Today's banks are facing increased regulatory scrutiny and rising compliance costs—but operating risk in a bank's highly complex, regulated environment is challenging.

ROI matters. But how do you quantify if your data aggregation approach delivers revenue growth and operational efficiency?

As financial institutions increasingly move data to the cloud, regulatory scrutiny is growing in an effort to minimize concentration risk. As a result, financial institutions are increasingly adopting a hybrid cloud approach to reduce risk and ease the minds of regulators. Listen to this podcast with Prakash Pattni, Managing Director, Financial Services Digital Transformation with IBM Cloud, to learn how financial institutions can mitigate risk and accelerate cloud adoption.

Download the whitepaper to read more about young adults, tips on how to engage Gen Z and millennials, and how Elan's credit card program can support your credit union.

Download the whitepaper to read more about young adults, tips on how to engage Gen Z and millennials, and how Elan's credit card program can support your financial institution.

This paper explores how you can mitigate the risks of fraud in cashless payments by holistically understanding your customers across all channels.

As financial services institutions strive to meet the need for instant gratification demanded by today's digital-first consumers, they also need to stay ahead of everchanging regulations and ensure they are mitigating risk. It's a challenge that many financial institutions are struggling with. Listen to this podcast to learn how financial institutions can innovate while keeping up with security and compliance. Listen to this podcast to learn more.

To thrive in today's economy, financial services organizations need to access a trusted, global data ecosystem. But issues around data access and ownership are becoming more complex. As a result, we're seeing an increase in global laws and regulations to reduce risk and preserve privacy, security, safety, and ethical standards. Listen to this podcast to hear what Hillery Hunter, CTO of IBM Cloud, and Judith Pinto, a Managing Director with Promontory Financial Group, think about what comes next.

Digital technology has transformed banking interactions. Work is needed to provide consistent experience across all channels & balance security & user experience.

With more than 8 in 10 Americans using digital finance, protecting consumer access and privacy and fostering a safe, trustworthy ecosystem is of paramount importance.

Companies are feeling the pressure to report on the progress of their environmental, social, and governance (ESG) initiatives. Governments have set strict regulations to steer the world toward net-zero goals. While these regulations vary by region, one goal that's been widely adopted is to reach net zero in carbon emissions by 2050, originally set in the Paris Climate Agreement. To meet this target, major banks, including Bank of America, Deutsche Bank, Goldman Sachs, JP Morgan Chase, Morgan Stanley, and CitiGroup, have publicly outlined specific emissions benchmarks to meet by 2030. Read on to learn more.

It's likely that laws and regulation will be enacted in 2023 that will rein in cryptocurrency-related companies and banks' involvement with such companies. Georgia Quinn, general counsel, and Rachel Anderika, chief risk officer at Anchorage Digital, share the rules they think should apply.

The banking industry is in a period of constant change and opportunity. Banks recognize that digital acceleration is the key to addressing both organizational and market changes, but executing that change can cause confusion: where to start? What does the process look like? Who should be involved? 

Commercial banks have proven since the start of the pandemic that they have what it takes to navigate ongoing disruption, while helping their customers manage the uncertainty.

The growing number of digital banking services and the rise of tech-savvy competition from adjacent industries are pressuring financial institutions to update their legacy technology systems. To develop and deploy new applications at the speed and scale to compete, organizations need to leverage cloud technology. But moving legacy technology to the cloud can be a complicated endeavor.

The founder and CEO of the fintech Tomo Credit says the popular form of credit helps consumers perpetuate bad habits.