Resources

Financial services and their customers have undergone a crash course in digital transformation.

While money mules have been at the heart of cybercrime for years, the sheer volume of mule activity was unprecedented over the last year.

Streamline and automate decisioning processes. See how you can grow your business with automated credit and risk decisioning, fueled by diverse data.

There are over 300 digital only banks in the United States today aggressively reaching and convincing credit union members that now is the time to switch to more personalized, digital services.

The Basel III reforms initiated after 2008 and the hard-fought Basel IV provisions completed in 2017 made banks more resilient. International consensus on new challenges like climate change and cybersecurity could be impossible.

In today's shifting economy, it is even more important to understand which consumers may have the financial resources to invest and to spend.

Lenders traditionally rely on credit scores to determine the right audience and approval criteria for their offers. However, what happens when millions of consumers have limited credit history and activity?

Consumer expectations are evolving, with a rise in digitization of payments and eCommerce. Consumers expect seamless and instant payment methods in every part of their life. Buy Now Pay Later (BNPL) financing is one method that is meeting these needs.

Ready to say "Yes" to more opportunity, more customers, and more business growth? Smarter data, insights, and technology can help expand your customer pool, and make more confident decisions across the customer journey -- without impacting risk. Read more.

Environmental, social and governance issues have become more important to investors and customers. Kathryn Rock, a partner in financial services practice at the consulting firm Guidehouse, has advice on what banks can do to step up their efforts.