Resources

Startups focused on embedded banking, small-business finance and health care insurance will prosper in the year ahead, predicts Alex Lazarow, partner at the San Francisco global venture capital fund Cathay Innovation.

We've all had those “if only” moments. Times we know there’s a better way to drive business – if only we had the right tools. Learn how Equifax helps financial institutions solve challenges across the customer's life cycle.

Small businesses are essential to the US economy. Over 99% of paid-employee firms are small businesses. Additionally, small businesses account for about 44% of the GDP. Check out this infographic for an overview of the impact the pandemic has had on small business credit access and the role credit access could play in the small business recovery.

Troubled times breed sophisticated fraudsters. The 2020 quarantine caused online sales to spike, resulting in an acceleration of digital fraud. Download this infographic to learn more.

Credit Trends is a powerful intelligence tool that delivers unmatched perspective into anonymous, time-series credit data, specifically attributed for trending, market analysis, benchmarking and research purposes. Utilizing proven Equifax technology and analytics to link and track account level credit data for the complete Equifax U.S. consumer credit database over time and across a number of different dimensions and monthly credit history from July 2005 to present. Download now.

The COVID-19 pandemic had a profound effect on small businesses. Though small businesses are recovering, in order to survive and grow, they will continue to need access to capital. This paper explores the impact the pandemic has had on small business credit access and lays out a path to affordable credit access.

Experts in identity and fraud discuss innovations in authentication, verification and fraud prevention for 2021 and beyond.

Immigrants transfer billions overseas every year, and that market is dominated by nonbanks, crypto and fintechs. Those services could help banks get more customers in the door, but it’s easier said than done.

Circle CEO Jeremy Allaire argues that Gary Gensler’s association of stablecoins with gambling doesn’t match how they're used, the way they're regulated or their potential benefit to the financial system.

Trends driving the essentials for modern customer experiences

Many fintech companies are offering quality, low-cost services to people who are left out of mainstream banking. But low-income consumers face barriers that technology alone can't solve.

Account Protector provides a complete solution designed to identify legitimate customers and prevent fraudulent human login attempts.

Lenders don’t always have the resources to build competitive digital banking solutions in-house - so Blend set out from the start to partner with banks, lenders and other fintechs to bring about much-needed change and innovation to financial services.

With customer trust and security at stake, notarizations are essential to safeguard the authenticity and integrity of important documents, but the process is often tedious and time-consuming.

Alloy is the Identity Decisioning Platform that helps banks and fintech companies automate their decisions, approve more good customers and outmaneuver fraud. Alloy powers top 20 banks and the biggest name in fintech

Financial services and their customers have undergone a crash course in digital transformation.

While money mules have been at the heart of cybercrime for years, the sheer volume of mule activity was unprecedented over the last year.

Streamline and automate decisioning processes. See how you can grow your business with automated credit and risk decisioning, fueled by diverse data.

There are over 300 digital only banks in the United States today aggressively reaching and convincing credit union members that now is the time to switch to more personalized, digital services.

The Basel III reforms initiated after 2008 and the hard-fought Basel IV provisions completed in 2017 made banks more resilient. International consensus on new challenges like climate change and cybersecurity could be impossible.