Retail & Commercial

Traditional institutions shouldn’t just develop stand-alone online banks on top of existing infrastructure. They’d be best served building these “parallel” banks from the ground up.

The Florida company will have more than $16 billion in assets, along with increased scale in Georgia, when it buys National Commerce.

Cash recyclers have their place in a branch. But other solutions may help credit unions save time and money when processing large transactions.

His knack for public policy, dedication to technological improvements once considered the province of big banks, and willingness to tear up a business model that he and his father built make him our top Best in Banking honoree.

Unlike online lenders, banks are focusing primarily on consumers with solid credit scores. But unsecured loans to prime borrowers have a limited track record, so it’s hard to predict how they’ll perform when the economy inevitably weakens.

Scott Custer is set to become chairman of Dogwood State Bank, a proposed North Carolina de novo.

Bank groups are pushing a variety of proposals to delay the loan-loss rule or soften its impact. The accounting standards board has agreed to review at least one of them — but at a pace that might not be fast enough for lenders.

The Michigan company has committed $50,000 to the partnership over the next two years amid a big push to modernize its product and service offerings.

Heartland BancCorp received the funds through a private placement to invest in several possible expansion options.

Readers react to trends in public banking, weigh potential changes for brokered deposits, consider oversight of foreign banks and more.