Retail & Commercial

Bank United in Miami Lakes, Fla., reported lower quarterly profit as declining yields offset a rapidly expanding loan portfolio.

Auto loans in Canada have quadrupled since 2007, putting lenders including Toronto-Dominion Bank and Royal Bank of Canada at bigger risk of losses in an economic slump, Moody's Investors Service said.

State Bank Financial in Atlanta more than doubled quarterly earnings on gains from acquisitions and noninterest income.

United Community Banks in Blairsville, Ga., reported higher quarterly profit that benefited from loan growth and a stable net interest margin.

Columbia Banking System in Tacoma, Wash., reported higher quarterly profits that featured lower costs.

The price of crude oil has fallen 25% in four months, but banks most closely tied to the energy industry aren't worried. They say risk-mitigation strategies make a bust unlikely, and it would take a severe and prolonged slump to hurt credit quality.

Chemical Financial in Midland, Mich., reported a higher profit thanks to double-digit loan growth and credit-quality improvements.

Soaring student loan delinquencies and the aftershocks of the 2008 economic downturn have kept people in the Millennial generation from being able to buy their own home, Housing and Urban Development Secretary Julián Castro said during a recent speech.

United Financial Bancorp in Glastonbury, Conn., saw its profits surge in the first full quarter after merging with Rockville Financial.

Equifax Inc. reported third-quarter profit jumped 11% as revenue increased 7%, with earnings excluding items slightly above a July projection.