Retail & Commercial

Commercial lenders Ryan White, Bob Johnson and Bryant LeCroy joined CapitalMark in Tennessee because the smaller bank promised them more control of their loan book and better incentives, they say.

Big banks reversed a buildup in long-dated bonds over the last two quarters, a reassuring development amid worries that they might “reach for yield.”

The Consumer Financial Protection Bureau is warning indirect auto lenders that they could be violating fair-lending laws by not clamping down on auto dealers who often mark up the loans they issue.

Texas Capital Bancshares (TCBI) in Dallas is planning to raise $150 million by selling preferred stock.

A settlement between New York and the nation's largest force-placed insurer will kill bank commissions in the state and could dramatically alter the structure of the specialty insurance industry.

Investor Umberto Fedeli began pushing for changes at PVF Capital as early as 2007. After joining the board, helping the company turn itself around and eventually sell itself, he reflects on what it took to survive.

Purchasing $34 billion of servicing rights would provide Quicken with a steady income stream that could help offset the inevitable decline in refinancing activity.

Making bank buyouts work has long been a risky business. As the sudden ouster of First Niagara (FNFG) CEO John Koelmel shows, it may have gotten riskier still. Behind the perils are the complications of conducting due diligence, evaluating troubled assets, navigating regulations and pleasing dilution-averse shareholders.

Sens. Sherrod Brown, D-Ohio, and Jerry Moran, R-Kan., introduced a bill Thursday that would exempt financial institutions from having to send annual private notices if the disclosures haven’t changed from the year before.

More needs to be done to reduce the compliance burden so these banks can fully serve their communities.