'We Are All Adults Here': Comments of the Week
November 1, 2013 9:28 AM
American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.
(Image: Thinkstock)
On the mild profanity in Samuel L. Jackson's Capital One ad:
"I do not need someone to curse at me in my home to make me like or want to do business with a bank."
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On objections to the mild profanity in Samuel L. Jackson's Capital One ad:
"Some people have lots of time on their hands. Maybe it's the Alec Baldwin fan club." (Via Twitter)
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On objections to the mild profanity in Samuel L. Jackson's Capital One ad:
"Okay, this is insane. The word 'damn' is much less offensive than images of men's and women's personal care items in use." (Via Twitter)
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(Image: Thinkstock)
On Capital One removing the mild profanity from its Samuel L. Jackson ad:
"Kudos, Capital One! Isn't it enough to sell your product on merits alone, without resorting to shock value?"
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(Image: Thinkstock)
On troubled banks citing brokered deposits as the root cause of their problems:
"We are all adults here. Let's not blame the chainsaw for cutting off your foot. Poor asset quality sinks banks not the liability side, agreed?"
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(Image: Thinkstock)
On the Human Resources department's role in risk management:
"The senior executives at the operating committee level along with the President and CEO decide these issues. The HR Department will just carry out the plan and suggest direction. This is how it works in the real world."
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(Image: Thinkstock)
On the Human Resources department's role in risk management:
"The sentiment regarding talent as a huge risk to any well-run company is one we should never lose."
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On Sen. Elizabeth Warren's ideas for GSE reform:
"Some of these regulations will make it impossible to sustain average growth or past origination volume."
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(Image: Bloomberg News)
On banks charging fees for mobile banking services:
"Charging for mobile deposit is much different, and [more widely] accepted, than charging for basic mobile banking."
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On underbanked consumers' need for face-to-face interaction with local institutions:
"Tell it to Washington who has and is increasingly trying to get rid of the community banks and check cashers through rules, regulations and controls."
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On banks bickering with one another over whether the biggest ones receive a subsidy:
"All the while
the nonbanking share of the financial services industry continues to grow, eating the banks' lunch."
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(Image: Thinkstock)
On debate within the industry over whether big banks receive a subsidy:
"This is not about division or infighting
Wall Street's dirty little secret is out. Washington and the regulators see the excessive risk at taxpayer expense and they also now see the high level of responsibility and common sense of the community bank model."
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(Image: Thinkstock)
