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As financial technology transforms the banking industry, experts are placing bets on the banks and startups most likely to thrive in the digital future. Here are seven top contenders, according to insiders from both sides of the divide at last week's Next Bank USA conference in New York.
"They've found a new way to set an intermediation market between people who have liquidity and the ones that do not," said Michael Panowicz, senior director of the tech-savvy Polish bank mBank. Another reason he puts stock in the future of this niche, also known as peer-to-peer lending: the industry has fewer pesky regulations to deal with.