Capital

First Republic Bank in San Francisco plans to raise about $178 million through a common stock offering.

Paragon Commercial could raise up to $29 million when the Raleigh, N.C., company conducts its initial public offering.

First Internet Bancorp in Indianapolis plans a secondary offering of about $20 million of common stock.

HomeStreet in Seattle has raised $65 million from issuing senior debt. The $4.8 billion-asset company said in a press release Friday that the proceeds from the offering with support growth and other general corporate purposes.

National Commerce in Birmingham, Ala., has issued $25 million in subordinated debt.

Severn Bancorp in Annapolis, Md., has partially redeemed outstanding shares tied to the Troubled Asset Relief Program.

California Bank of Commerce in Lafayette has raised $9 million to help it exit the Small Business Lending Fund.

Banks need to be self-critical in evaluating a growth strategy’s chance of success while realizing that it’s hard to rebound from a growth failure.

Following the scandal-tinged departure of CEO Renaud Laplanche, the company is contemplating drastic steps to restore the confidence of loan buyers. Scenarios that would have been far-fetched a short time ago — such as diluting shareholders and funding loans off its own balance sheet — are now under consideration.

One of the last surviving black-owned banks in Chicago was rescued from its loan-related woes by a Ghanaian-American family.