Debt collection

The changes made 10 years ago reduced abusive bankruptcies and made our nation's economy more resilient. If Congress had gone further by regulating attorney fees and increasing penalties for fraud, the economy would be that much stronger.

The reform has returned bankruptcy to its intended function as a last resort for consumers, rather than a way for the wealthy to game the system at everyone else's expense.

The CFPB on Thursday finalized a rule to improve information reported about the residential mortgage market, including updates that will reveal more about consumers’ access to mortgage credit.

The Senate Banking Committee’s top Democrat wants Experian to disclose more information about a data breach resulting in the theft of personal details on millions of T-Mobile customers.

While GOP presidential candidates have focused on repealing or drastically revising the Dodd-Frank Act, Democrats clashed over banking reform Tuesday night during the party's first primary debate.

A report on student loan complaints released by the CFPB on Wednesday reveals serious concerns about repayment problems for those with older federal student loans as servicing issues mount.

The Federal Reserve Bank of New York’s latest regional look at debt in third-party collections, consumers’ delinquency rates and credit card and student loan debt focused on three Eastern states.

New York Attorney General Eric Schneiderman’s office is investigating Caliber Home Loans after receiving numerous consumers complaints about its loan servicing practices.

Strategies that help mortgage lenders get a handle on final Dodd-Frank Act implementation costs and better reach the next generation of homeowners will be among the hot topics discussed during the 2015 Mortgage Bankers Association's Annual Convention.

The Pew Charitable Trusts' Nick Bourke's recent observation that more competition in short-term credit would benefit consumers is correct. But in the relatively unregulated environment that existed before 2013, very few banks chose to enter this market.