Three months after stepping down as the chief executive of Royal Bank of Canada's U.S. operations, Scott Custer is gearing up to build a new bank spanning the Carolinas and Virginia.

BCB Bancorp Inc. in Bayonne, N.J., said Tuesday that its fourth-quarter earnings fell 80% from a year earlier, to $434,000.

Superior Bancorp in Birmingham, Ala., said Tuesday that it swung to a fourth-quarter loss of $11.5 million, from a $1.1 million profit a year earlier.

First Defiance Financial Corp. in Ohio has revised its fourth-quarter earnings.

Flagstar Bancorp Inc. in Troy, Mich., came up nearly $200 million shy of its capital-raising goal in a rights offering that expired Monday.

In this age of record bank failures, the deposit/loan model should be shelved for good. Success lies in delivering a wider array of financial services to gain a stronger client bond.

Hanmi Financial Corp. announced Monday that it has hired the investment bank Cappello Capital Corp. to explore strategic alternatives to satisfy regulators.

Although its thrift unit remains undercapitalized, Anchor BanCorp Wisconsin Inc. in Madison reported improved results for its most recent quarter.

The Obama administration has pledged $30 billion to help community banks boost small-business lending. That has led to a big debate centering on one issue: Should strugglers be eligible?

Prosperity Bancshares Inc. in Houston announced Monday that it would acquire the 19 branches, including deposits of $500 million and assets of $100 million, from First Banks for a 5.5% deposit premium, or $27.5 million.

WASHINGTON — President Obama on Friday said he wants to expand Small Business Administration guarantees to commercial real estate loans.

Senate Banking Committee leaders said Friday that negotiations on a regulatory reform bill had reached an impasse. We offer the following FAQ about what is really going on.

The FDIC said Community Development Bank would take over operations of 1st American State Bank, which late Friday became the third institution closed in Minnesota this year.

First Southern Bancorp has raised about $400 million to acquire failed banks in the south Florida market. Along with the capital, the company added some well-known bankers.

First Southern Bancorp has raised about $400 million to acquire failed banks in the south Florida market. Along with the capital, the company added some well-known bankers.

Albina Community Bancorp in Portland, Ore., Friday reported losing $1.8 million in the fourth quarter, compared with a $60,000 loss for the same period in 2008.

DNB Financial Corp. in Downington, Pa., Friday reported fourth-quarter earnings of $573,000 compared with a loss of $230,000 for the year-earlier quarter.

Albina Community Bancorp in Portland, Ore., Friday reported losing $1.8 million in the fourth quarter, compared with a $60,000 loss for the same period in 2008.

DNB Financial Corp. in Downington, Pa., Friday reported fourth-quarter earnings of $573,000 compared with a loss of $230,000 for the year-earlier quarter.

Bank of Granite Corp. of Granite Falls, N.C., said Wednesday that the Nasdaq stock market notified it that it now complies with the exchange's listing rules.