Though its loan-loss provision quadrupled from a year earlier, to $6.2 million, S&T Bancorp Inc. in Indiana, Pa., said Tuesday that its third-quarter net income was flat, at $15.7 million.

Southwest Bancorp Inc. in Stillwater, Okla., said Tuesday that its third-quarter earnings fell 58% from a year earlier, to $2.3 million, or 16 cents a share, as a result of rising loan delinquencies and a contracting net interest margin.

First Mariner Bancorp of Baltimore said Tuesday that its third-quarter loss narrowed to $2.8 million as the company took steps to reduce its expenses.

HMN Financial Inc. of Rochester, Minn., lost $7.1 million, or $1.93 a share, in the third quarter after writing off a large commercial loan and setting aside $3.4 million for two nonperforming construction loans.

Few investment banks know the trust-preferred securities market as well as FTN Midwest Securities Corp.; since 2001 the First Horizon National Corp. unit has structured more than 30 pooled trust-preferred deals, raising $22 billion for hundreds of banks and thrifts.

BancorpSouth Inc. in Tupelo, Miss., announced after the market closed Monday that its third-quarter earnings fell 22% from a year earlier, to $28.3 million, as a result of an increase in delinquent loans.

Buoyed by strong gains in both interest and fee income, Community Bank System Inc. in DeWitt, N.Y., said Monday that its third-quarter earnings increased 6.9% from a year earlier, to $11.8 million, or 39 cents a share, in line with the average estimates of analysts polled by Thomson Reuters.

Alfred R. Camner, a founder of the struggling BankUnited Financial Corp. of Coral Gables, Fla., retired Monday as its chairman and chief executive officer.

Prosperity Bancshares Inc. in Houston said Friday that its third-quarter earnings declined 35% from a year earlier, to $15.4 million, as a result of the steep decline in the value of its investments in Fannie Mae and Freddie Mac preferred stock.

Only 10% of the community bankers responding to a survey by Pacific Coast Bankers' Bancshares said they would like to participate in the Treasury Department's capital purchase program.

There is no telling how long the Internal Revenue Service will keep in place a new tax change aimed at encouraging bank acquisitions, so banking lawyers are advising their clients to hurry up and deal.

Citing a writedown of Freddie Mac preferred stock, Astoria Financial Corp. in Lake Success, N.Y., said late Wednesday that it swung to a third-quarter loss of $16.5 million, or 18 cents a share, from a profit of $35.3 million, or 39 cents a share, a year earlier.

The state of Illinois plans to inject an additional $1 billion of deposits in banks, thrifts and credit unions in hopes that they will use the funds to make more loans.

Shares of Amcore Financial Inc. fell 6.4% Thursday after the Rockford, Ill., reported its third consecutive quarterly loss.

News about the credit crisis just seems to go from bad to worse, with no end in sight.

Reeling from loan losses in its beleaguered home state, Capitol Bancorp Ltd. in Lansing, Mich., plans to cut overhead by combining several of its Michigan banks.

Westamerica Bancorp. in San Rafael, Calif., said Wednesday that it earned just $44,000 in the third quarter after taking an impairment charge of roughly $24 million on its investment in Fannie Mae and Freddie Mac preferred stock.

When Irwin Financial Corp. of Columbus, Ind., found itself in need of capital, it turned to a company it helped start nearly 90 years ago.

Provident Bankshares Corp. announced Wednesday that it is buying the deposits of Chevy Chase Bank's seven Baltimore-area supermarket branches.