Texas Capital Bank in Dallas has started an initiative to lend to small businesses in low- and moderate-income areas.

SCBT Financial Corp. in Columbia, S.C., said Thursday that it has a deal that would give it entry into North Carolina.

Susquehanna Bancshares in Lititz, Pa., has expanded its potential borrowings from a Federal Home Loan bank by 67%, to $1 billion, simply by switching one of its bank charters to another state.

The average salary for chief executive officers at community banks rose 5.2% this year, to $213,000, according to the annual compensation and benefits survey America's Community Bankers released Wednesday.

MIDWEST

Over the last six years Central National Bank and Trust Co. in Enid, Okla., has reported steady growth in fee income, in part because of its marketing of gift, payroll, and remittance cards in communities where it operates.

St. Martin Bank and Trust in St. Martinville, La., said it has agreed to buy American Bank in Welsh, La., for about $15 million in cash.

Fredericksburg, Va., is about to lose its last two local banks, but two veterans of Mercantile Bankshares Corp. of Baltimore plan to fill the void.

Nara Bancorp Inc. in Los Angeles had cast its former chief executive officer as the bad guy in an accounting scandal there two years ago, but Benjamin Hong said he feels vindicated, now that an arbitration panel has ruled in his favor in a lawsuit the $2.2 billion-asset company filed against him.

Home BancShares Inc. in Conway, Ark., has a deal to acquire Centennial Bankshares Inc. in Kingsland for $25.6 million in cash and stock.

Suddenly, Texas is having a deal dry spell.

First National Bancshares Inc. of Spartanburg, S.C., announced plans Monday to buy the $226 million-asset Carolina National Corp. of Columbia, S.C., for $59 million in a deal that would create the ninth-largest banking company headquartered in the state.

BNCCorp Inc. was so successful selling insurance that the Bismarck, N.D., banking company had to make a choice.

IBT Bancorp Inc. of Mount Pleasant, Mich., announced plans to acquire the $107 million-asset Greenville Community Bank for $34 million in stock.

Mayflower Bancorp Inc. in Middleboro, Mass., said Friday that earnings for its fiscal first quarter, which ended July 31, fell 19% from a year earlier, to $242,000.

Dollar Bank in Pittsburgh said Stephen C. Hansen, its chairman and chief executive officer for more than two decades until his June retirement, died Tuesday at the age of 67.

Savannah Bancorp Inc. in Georgia said Thursday that it has agreed to acquire the assets of Minis & Co. Inc., a Savannah investment advisory firm.