Hurt by higher funding costs, Sterling Bancorp in New York said its second-quarter net income fell 20% from a year earlier, to $4.9 million.

State National Bancshares Inc. of Fort Worth said its second-quarter earnings rose 17.9% from a year earlier, to $4.6 million.

Pacific Capital Bancorp in Santa Barbara, Calif., said second-quarter earnings fell 20.2% from a year earlier, to $11.5 million, because of higher expenses and reduced margins.

Before Home Depot Inc. came along, EnerBank USA was a little-known niche lender that had just had its first profitable year.

After 119 years in business, Iberiabank of Lafayette, La., is taking its first steps outside its home state by acquiring the $736 million-asset Pocahontas Bancorp Inc., in Jonesboro, Ark.

Whitney Holding Corp., one of the Gulf Coast banking companies affected by last year's hurricanes, said storm-related loan and deposit growth boosted its second-quarter earnings, and so did an acquisition.

FNB Corp. of Christiansburg, Va., said its second quarter earnings rose 8.1% from the same period last year, to $4.73 million.

NB&T Financial Group Inc. in Wilmington, Ohio, is restructuring its balance sheet, selling a branch and exiting the indirect auto loan business.

About a year after his last start-up was sold in 2001, Mike Kowalski left banking to work for a friend’s property management company for a couple of years.

A part-time employee of Independence Federal Savings Bank in Washington and a public relations firm Independence had retained were behind a letter from a supposedly independent group criticizing a dissident shareholder's efforts to take over the thrift.

Sterling Bancshares Inc. of Houston has a deal to buy the $320 million-asset BOTH Inc. in Kerrville, Tex., for $72.5 million in cash and stock.

Midwest Banc Holdings Inc. in Melrose Park, Ill., reported lower-than-expected earnings after it boosting its loan-loss provision to account for the sudden deterioration of a commercial credit.

The president and chief executive officer of BCSB Bankcorp Inc. resigned Monday, four weeks after the Baltimore company revealed that it lost millions in a check-kiting scheme allegedly carried out by one of its commercial customers.

Merger talks between the Independent Bankers Association of Texas and the Texas Bankers Association have been called off - again.

Sterling Financial Corp. in Spokane said Tuesday that it has filed a shelf registration statement with the Securities and Exchange Commission to raise an additional $100 million of capital.

Unlike most banks, Crestmark Bank never set out to build long-term relationships with its customers.

A San Francisco private equity firm is making good on its pledge to invest in high-growth markets other than California by buying a large stake in a Texas start-up.

Pinnacle Financial Partners Inc. of Nashville said Monday that it had canceled its two-for-one stock split, citing interpretive guidance of Statement of Financial Accounting Standards No. 123 indicating that the split would result in additional charges.

A month after announcing plans to cut 8% of its work force, Sun Bancorp Inc. in Vineland, N.J., said Monday that it will close or sell five of its 80 branches by yearend.