Mounting defaults on loans to residential developers led to large second-quarter losses for PrivateBancorp Inc. and Taylor Capital Group Inc., but if there is a silver lining in the two Chicago-area companies' results, it is that both are making good on promises to beef up their commercial and industrial books.

Hanmi Financial Corp. in Los Angeles said late Tuesday that it lost $105.5 million, or $2.30 a share, in the second quarter as a result of a $107.4 million goodwill impairment charge as well as a sixfold increase in its loan-loss provision from a year earlier, to $19.2 million.

Sun Bancorp Inc. in Vineland, N.J., has signed an agreement to sell its six Delaware branches to Wilmington Savings Fund Society; it said it plans to focus more on its core markets in New Jersey.

QCR Holdings Inc. in Moline, Ill., said Monday that an expanding margin helped its second-quarter net income climb 26% from a year earlier, to $1.8 million.

Vineyard National Bancorp in Corona, Calif., said Monday that it has agreed to a consent order from the Office of the Comptroller of the Currency ordering it to appoint "experienced and competent" people to be its permanent chief executive and chief credit officer.

Chemical Financial Corp. of Midland, Mich., reported nearly flat earnings of $9.6 million for the second quarter with gains in net interest income offset by a dramatic increase in its provision for loan losses.

The $100 million invested in EverBank Financial Corp. in Jacksonville, Fla., last week is Sageview Capital LP's first bet on the banking sector.

Superior Bancorp in Birmingham, Ala., said Monday that its second-quarter earnings fell 58% from a year earlier, to $841,000.

Encore Bancshares Inc. in Houston said Friday that its second-quarter net income fell 75% from the year earlier, to $481,000, because of higher chargeoffs.

Ronald D. Santo said last week that he plans to retire as the group president of MB Financial Bank of Chicago and vice president of its parent, MB Financial Inc., on Sept. 19.

Shares of Seacoast Banking Corp. of Florida tumbled Friday after it reported a second-quarter loss of $21.3 million, or $1.12 a share.

UCBH Holdings Inc. in San Francisco said Friday that second-quarter net income fell 73% from a year earlier, to $7.7 million, or 7 cents a share, because of a higher provision for residential construction loans and a writedown in its investment portfolio.

East West Bancorp Inc. in Pasadena, Calif., surprised analysts with a $25.9 million loss for the second quarter, due to an $85 million provision for dicey residential construction and land development loans.

The severe credit issues that have beset so many California lenders have spread to the Pacific Northwest.

Few banking companies have been bold enough to talk about the future with as much optimism as Citizens Republic Bancorp Inc. in Flint, Mich.

Federal Trust Corp. in Sanford, Fla., has been given more time by the Office of Thrift Supervision to raise capital or sell itself.

Sterling Bancorp of New York said Thursday that second-quarter net income rose 15% from a year earlier, to $4.2 million, on loan growth and a higher net interest margin.

AmericanWest Bancorp in Spokane said Thursday that it is exploring strategic alternatives after losing $6.2 million, or 36 cents a share, in the second quarter because of bad loans.

As its loan troubles continue to mount, United Community Banks Inc. in Blairsville, Ga., said Thursday that second-quarter earnings dropped 40% from a year earlier, to $7 million, or 15 cents a share.

Pacific Capital Bancorp in Santa Barbara, Calif., said Wednesday that its credit troubles are starting to spread beyond residential construction loans.