Consumer lending

A TransUnion analysis has found that credit card loyalty remains intact despite enticing offers and higher spend during the holiday shopping season.

The Consumer Financial Protection Bureau has updated its regulatory agenda and now expects pre-rule activities for debt collection to last through February 2016.

A federal judge who dismissed a case against two high-cost lenders suggested the outcome was unfortunate, but said her hands were tied by the law.

Authoritative phone data intelligence can greatly help when it comes to TCPA compliance.

Ohio consumers searching for small-dollar loans each year end up with more than $502 million in fees, according to a new report.

A landmark FCC ruling in July clarified a chaotic and confusing set of TCPA rules and assumptions concerning the legalities of autodialers, revoking consent to contact and what penalties would come from not obeying the rules.

Equifax Inc. is acquiring the largest provider of credit reporting in Australia and New Zealand for $2.5 billion.

Embattled online lender CashCall has paid nearly $2 million in restitution and fines for allegedly deceiving and overcharging borrowers, California's Department of Business Oversight announced.

The $938 million-asset company will incur $400,000 in expenses from shutting down the unit, including $300,000 for contract termination costs and $100,000 for severance and employee benefits.

U.S. consumers are shouldering record levels of debt to get behind the wheel of an automobile.

A review of IRS forms submitted by more than 1,800 nonprofit U.S. hospitals indicates healthcare providers aren’t meeting all requirements related to community health needs assessments and financial assistance policies.

A N.Y. car dealership charged with the unlawful sale of credit repair and identity theft prevention services agreed Thursday to settle allegations brought by state regulators.

The auto lender, a unit of the Spanish banking giant Banco Santander, repeatedly reassured investors that it has a handle on the subprime business.

Embattled online lender CashCall has paid nearly $2 million in restitution and fines for allegedly deceiving and overcharging borrowers, California's Department of Business Oversight announced.

Overall U.S. auto debt surged to $1.05 trillion in the third quarter, and the rise in subprime auto loan originations has heightened the New York Fed's concerns about that market.

Western Union will pay $8.5 million to settle allegations that it violated the Telephone Consumer Protection Act by sending unsolicited text messages asking consumers to opt in to receive regular updates from the company.

A Federal Trade Commission leader opened the agency's third debt collection dialogue event in Atlanta on Wednesday by highlighting the agency’s aggressive approach to collection enforcement.

Experian released findings Thursday from its sixth annual State of Credit study, showing that the national credit score increased by three points over the last year and by five points since 2013.

The telemarketing industry will not be allowed to use remotely created checks and other forms of payments under rules adopted by the Federal Trade Commission. The measures, designed to reduce fraud against consumers, drew opposition from the Federal Reserve Bank of Atlanta and the banking industry.

Online payday lender Integrity Advance is being sued by the Consumer Financial Protection Bureau for allegedly deceiving consumers about its loan costs.