CRE

Losses on commercial real estate aren’t expected to be as bad as the 2008 crisis; as more cities announce shutdowns, consumers turn to online payments.

On Sep. 30, 2019. Dollars in thousands.

Even in the face of soft loan demand, banks in the region have held firm on terms. That should position them well for the next economic downturn.

Population shifts and the explosion of e-commerce will upend commercial real estate lending while heightened demand for clean energy, not to mention pressure from investors, will diminish banks’ enthusiasm for fossil-fuel financing.

The board- and management-level handing of CRE concentration was the chief concern of FDIC examiners, making up more than 56% of all the supervisory recommendations regulators made in the two-year period.

One found a buyer, another announced plans to retire, and others took steps to reinvent their banks.

Howard Bancorp is planning a big push in CRE lending, first in its hometown of Baltimore and eventually in Washington.

Rules related to custody banking, commercial real estate and derivatives were among the last required under last year’s regulatory relief law.

On Jun. 30, 2019. Dollars in thousands.

On Mar. 31, 2019. Dollars in thousands.