MIAMI-Technology is playing a critical role in managing delinquency portfolios and remaining competitive at the largest financial institutions according to panel of banking and credit experts at the recent National Collections & Credit Risk Conference here.

SAN ANTONIO-Just as FHA and VA mortgage volume has spiked during the economic slowdown, business loans backed by the Small Business Administration are getting more looks from credit unions as well.

MADISON, Wis.-As credit unions look to bolster their auto lending portfolios in rough economic times, they need to be on the lookout for dealer fraud and properly monitor their programs to avoid uninsurable losses.

MADISON, Wis.-Loan participations can be an effective tool to diversify loan portfolios, but credit unions are being given a reminder that such investments require a calculated approach by experienced lending staff.

EUREKA, Calif.-Coast Central CU has parlayed strengths in operational efficiency, cross-selling and the depth of member relationships it has with its members to a spot on the Credit Union Journal Leaderboard.

Golden Gateway Signs With 3 CUs

CU Achieves 13% Growth In Card Accts

LendingXpress, Equity National Team Up

Wright-Patt CU, Fairborn, Ohio, named Pamela L. Cima as its new VP of Human Resources.

APPLETON, Wis.-Prospera CU, a pioneer in credit union payday loans has closed one full-service branch and two of its GoodMoney payday loan sites inside Goodwill stores as part of a restructuring.

WASHINGTON-The role of the financial regulators' and their oversight failures is coming under increasing attention by Congress and the public as the debate over financial services reform comes to a head.

DALLAS-Neighborhood Credit Union was just named Six Flags over Texas' exclusive banking partner, and CEO Chet Kimmell believes the credit union's newest SEG will help the CU significantly lower its average membership age.

LINDEN, N.J.-Produced correctly, the credit union newsletter may be the most cost-effective advertising for at least one small CU.

DETROIT-In the heart of Detroit's inner city, Communicating Arts CU works hard to meet the demands for the services of this community development CU serving low- to moderate-income residents. CEO Hank Hubbard shares his CU's story.

ALEXANDRIA, Va.-The 2008 collapse of Cal State 9 CU was caused by the one-time $440-million Concord, Calif., credit union's ill-fated foray into subprime mortgage lending, which eventually comprised more than 92% of the CU's loans, according to an NCUA report.

WASHINGTON-CUNA released audited financials last week to show the trade association erasing two years of red ink with $6.8 million in net income for 2009.

GOP Opposes Financial Reform

WOCCU Recognizes Polish President

The greatest threat to the future of the credit union movement is not the banking industry, finance companies or the regulators-it is ignorance. Knowledgeable, well-trained staff and volunteers are the keys to keeping CUs efficient, productive and thriving into the future.

It's high time for the boardroom to meet the board game "Risk."