POST FALLS, Idaho -Social networking sites such as Twitter and Facebook will pose some of the biggest threats in 2010, according to TriGeo Network Security.

COLORADO SPRINGS, Colo.-After withdrawing in many markets, a number of credit unions are expecting to see banks competing more aggressively for loans in 2010.

PEORIA, Ill.-Rates are unlikely to move much in the first half of the year, but will trend upwards in the latter half, according to Keith Reynolds, VP Lending/Business Services at Citizens Equity First CU in Peoria, Ill.

PHILADELPHIA-Claire Ippoliti, VP Lending at Philadelphia FCU, sees good opportunities in real estate lending.

MADISON, Wis.-Credit unions in 2010 will need to overcome some historical tendencies to drive growth as the economy emerges from the recession, according to one person.

SCOTTSDALE, Ariz.-One analyst is offering a Top 10 for 2010 List of cost savings and efficiency opportunities for credit unions to implement in the new year.

WASHINGTON-In 2010, credit unions will have to do much more than rely on consumers' flight to safety to grow membership and drive deeper relationships.

IRVINE, Calif.-Neil Goldman, senior partner with Member Research, said that while the consumer mindset may have changed, the core principles that drive a CU's success haven't.

MADISON, Wis.-To get members moving once they're pre-approved for a home loan, UW Credit Union is getting ready to send them house hunting on the credit union's website.

LAS VEGAS-With its CEO back after a brief departure, Silver State Schools CU is working with American Share Insurance (ASI) and the Nevada Financial Institutions Division to turn around the troubled credit union, including a plan to provide a cash infusion into the institution.

WINSTON-SALEM, N.C.-Members at Truliant FCU here have now saved $1 million through the credit union's "rainy day" savings accounts.

RALEIGH, N.C.-In response to a high local unemployment rate, Local Government FCU here is offering members who lose their jobs the option of withdrawing funds from share term certificates early without paying a penalty.

CUES Reports Community Contributions

After 25 years at El Paso Employees FCU, 22 years of which he served as President/CEO, Ray Ponteri retired from the industry on Jan. 4th.

MADISON, Wis.-As the economy recovers, it may create a scenario for which credit unions are not prepared.

Heartland Settles Suit Over Data Breach

ENDICOTT, N.Y.-An expected boon in natural gas leasing here has Visions FCU concerned that gas drilling may lead to large numbers of mortgage loan defaults.

COLUMBUS, Ohio-Corporate One is reporting a loss at Nov. 30 of $40.8 million, compared to net income of $19.7 million for the same period in 2008.

Two Members Win New Homes

FOREST GROVE, Ore.-While credit unions under $20-million in assets continue to be primary merger targets, those very small shops-around $1 to $2 million-may not find many consolidation partners in the future.