Data modeling

To compete with fintech startups, banks need to find more ways to use the mountains of data already at their disposal.

The White House announcement of Dino Falaschetti as the choice to run the Office of Financial Research comes amid signs that the administration has attempted to reduce the agency's independence.

Consumers who regularly pay their bills on time for things such as their cable and mobile phones should be able to build their credit histories.

The Federal Reserve Board on Thursday proposed to give banks more insight into portfolio performance under its stress testing models in an effort to help banks better understand the Fed’s methodology.

Using historical patterns to predict the next financial success or crisis seems rational. But beware the human psyche’s tendency to concoct order out of randomness.