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Brian Brooks, the acting comptroller of the currency, used a selective (and dubious) interpretation of the Dodd-Frank Act to argue for more say on when banks can preempt state law.December 28
Professor of LawUniversity of Iowa College of Law -
The Federal Reserve is facing pressure to allow retailers to route PIN-less debit-card purchases over their choice of networks. It’s a new stage in an old battle, fueled by the shift toward online shopping during the pandemic.November 19
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As it attempts to craft policy on access to consumers’ financial account information, the agency is wading into a battle between those who want data to flow more freely and those who prioritize security.November 12
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Regulators were receptive to Republican lawmakers' calls to ease burdens on banks that cross new asset thresholds as a result of their participation in the Paycheck Protection Program.November 10
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Thomas Pinder held jobs at the Justice Department and FDIC before coming to the American Bankers Association in 2012.November 5
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The central bank issued a proposal aligning recent stress testing changes with supervisory standards that are tailored to an institution's size and complexity.September 30
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The agency finally detailed how it may implement congressional requirements to collect information on credit to small businesses. Lenders below certain asset thresholds and that make few business loans could be off the hook.September 15
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The agency’s insurance fund dipped below its statutory minimum last quarter thanks to the rapid rise in deposits, but officials say it should bounce back without a hike in premiums.September 15
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The bureau will detail how it will implement a Dodd-Frank Act provision requiring the agency to collect information on small-business lending in order to identify discrimination.September 14
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A pandemic-driven surge in bank deposits helped drive the agency's insurance reserves below their statutory minimum.September 9
