Deposits

Are midsize banks in position to disrupt, or are they investing billions in technology because they can’t afford not to?

On Jun. 30, 2018. Dollars in thousands.

Silvergate is selling the branch to focus more on fintech deposits and specialty lending.

Readers respond to the burgeoning debate over brokered deposits, consider the Democratic presidential hopefuls for 2020, weigh the Consumer Financial Protection Bureau's latest regulatory efforts and more.

After a previous campaign netted disappointing results, management narrowed the time frame and upped the advertising for bigger, better results.

Year to date Jun. 30, 2018. Dollars in thousands.

As the FDIC considers reforms to its brokered deposit rules, the agency should recall the problems these funds caused in the lead-up to the S&L crisis, argues former Chairman William Isaac.

Big banks have plans to open hundreds of branches in new markets to add deposits, but smaller regionals have largely sought to hold the line on costs. Cullen/Frost Bankers' decision to double its branch count in Houston may be a sign that midsize banks are rethinking their retail strategy.

Deposits topped $100 billion during the quarter while profits climbed 34% thanks to higher loan yields and lower taxes.

Popular's 16% gain in deposits and a recent acquisition bode well for its future even though there has been a major net loss of residents since Hurricane Maria.