POS and Retail

For small merchants who want to accept mobile transactions, Apple Inc. makes the go-to machines, the iPad and the iPhone.

A deal involving online payments company Vindicia Inc. and mobile phone payments-platform company Boku Inc. may help bring online payment capabilities to more unbanked and underbanked consumers.

VeriFone Systems Inc. soon plans to test delivering lottery tickets through payment card terminals in taxis, at gas station fuel pumps and other locations, the terminal maker announced Feb. 29.

A partnership between First Data Corp. and CardSpring to create open redemption platform called OfferWise is more about making physical payment cards intelligent than it is about generating digital wallet use.

Now that PayPal is rolling out its point-of-sale payment system to all Home Depot Inc. stores, the payments company must make sure its terms are good enough to keep its most prominent retail partner happy.

PayPal Inc. is expanding its pilot with Home Depot Inc. and in the process, introducing its digital wallet to a new national audience.

First Data Corp. has launched OfferWise, a platform designed to make redemption of digital coupons and loyalty rewards easier for merchants and consumers, the company announced Feb. 28.

German payments processor B&S Card Service GmbH plans to implement Payware TCS, a software-management component of VeriFone System Inc.’s Paymedia Universal Acceptance Platform, to manage applications centrally on merchant payment terminals, VeriFone announced Feb. 28.

Fresh off working with Google Inc. in merchant pilots testing its mobile wallet last year, VeriFone Systems Inc. says it is ready to expand its own wallet-acceptance service and software to all wallet providers, mobile networks and merchants.

Details trickling out about new monthly network-participation fees Visa Inc. and MasterCard Worldwide plan to charge merchant acquirers hint at complex negotiations going on behind the scenes.

For a digital wallet to work, the merchant’s point-of-sale system should have the same applications as the phone supporting the wallet. To ensure that consistency, VeriFone Systems Inc. says its Paymedia universal acceptance platform will make that connection regardless of wallet provider or mobile network, the terminal maker announced Feb. 26.

Ingenico S.A. has taken a controlling interest in Roam Data of Boston, the payments hardware company announced Feb. 23.

This story was updated from its original version.

This story has been updated to correct an earlier error.

If an online merchant or bank composed a fraud-prevention wish list, it likely would have two important factors right at the top: Confirm the customer is actually who he says he is, and make sure the device he is using to access our website matches his profile and hasn’t been used in previous fraud attempts.

More winners and losers are beginning to emerge from new debit card network-routing rules that go into effect April 1.

Some online merchants in Europe purchase payment-processing and fraud-protection services from as many as five vendors to get a reliable system in place. As such, trimming that complicated process down to one service provider potentially could both cut merchant costs and provide greater flexibility and control.

China UnionPay, China’s national card network, soon may launch a mobile card-acceptance device similar to the one Square and other companies have launched in the U.S., according to local media reports.

As more merchants store credit card data in the virtual servers of cloud-based payment systems, the challenge for security providers is to keep the data safe.

At first glance, it comes across as a potential no-win situation.