Risk-based capital

The regulator’s move comes as Congress is considering legislation that would offer credit unions an even lengthier delay.

It’s anyone’s guess when the National Credit Union Administration’s controversial risk-based capital rule will take effect.

The House appropriations bill would also expedite the appeals process for CFPB examination decisions and reduce the number of times big banks must submit resolution plans to every two years.

Two recent central bank proposals may exacerbate problems with the agency’s capital surcharge for big banks.

Organizers of Studio Bank in Nashville have raised more than $40 million, satisfying the minimum amount set by regulators.

Banks may start paying special dividends now that capital levels have improved.

Tax reform and other regulatory factors could allow Citigroup — and other banks — to maintain high capital levels and strong rewards for shareholders.

The final plan to end "too big to fail" suggests that banks with less than $10 billion be subject to a much less complicated risk-based capital regime, akin to what was required in Basel I.

The JPMorgan Chase CEO supports easing regulations on mortgage lending but says other major provisions of Dodd-Frank should remain intact.

The new standards are aimed at reducing the variability between regulatory treatments of risk-weighted assets.