White Paper

Balancing act: How banks can navigate a fluid mix of credit, debit and digital

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Younger consumers don't pay like their parents.

The new Primax Payments Pulse research study found:

  • 76% of Gen Z use mobile wallets several times a month
  • 70% would use Buy Now, Pay Later (BNPL) if their financial institution offered it
  • 80% have used AI to help with budgeting or financial planning

Get the full story in the 2025 Primax Payments Pulse white paper, Balancing Act: How Banks Can Navigate a Fluid Mix of Credit, Debit and Digital.