Tokenized money isn't coming – it's already pulling deposits into faster, more flexible ecosystems, and most financial institutions aren't ready to compete. While demand for real-time, programmable money accelerates, only about one in four are equipped to support tokenized deposits today – leaving the door open for fintechs and digital asset players to capture liquidity and customer relationships. New research from American Banker, sponsored by Finzly, reveals why the risk isn't just falling behind – it's watching deposits move elsewhere – and what banks must do now to stay in control.
In this research, you'll learn:
- Why tokenized money is accelerating faster than expected
- Where infrastructure is breaking down today
- How to unify traditional and tokenized payments
- What steps banks can take now to stay competitive