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BANK TECHNOLOGY NEWS

KEY TOPICS
MobileRisk Management
Hiring Millennials? Better Make Your Want Ads Mobile-Friendly
To court young talent, banks are reimagining their ads for positions like call center agents and video tellers as YouTube clips. They are also finding ways to make applications easier to fill out on mobile devices.

THE LATEST

Banks Join Tech Chiefs to Press Congress for Anti-Hacking Bill
09:53 ET
Uber Discloses Data Breach Affecting About 50,000 Drivers
06:28 ET
Softcard Concedes the Mobile Wallet Race
11:18 ET
BOE to Assess Creating a Digital Currency to Increase Stability
09:47 ET
Online Lender Prosper Strikes Referral Deal with Small Banks
02:42 ET

Features

Risk On, Risk Off: Associated Banc-Corp Chooses the Latter
The Wisconsin bank's cautious approach to technology and other innovations says a lot about its overall philosophy. It is treading carefully on Apple Pay, marketplace lending and other cutting-edge items while it is encouraged by its customers' switch to electronic banking.
National/Regional
Consumer Finance

Bank of the West Seeks to Cement Loyalty with Mobile Photo Bill Pay
Bank of the West has joined the early adopters of technology that lets customers pay bills by photographing them with their smartphones, making mobile bill payment easier and potentially reinforcing the customer-retention benefits of online bill pay.
Comments (2)

Android Pay Developers' Platform Coming Soon: Google
A Google executive has confirmed the company has established Android Pay, a previously rumored platform upon which developers can build payments into applications.
Consumer Finance

Small Banks Overcome Handicaps to Blaze Tech Trails
Across the country, community banks are defying the stereotype of small institutions as technological laggards, sometimes introducing useful digital features well ahead of the better-resourced and purportedly savvier big banks.
Community Banking

Next ICBA Chair Wants Broad Cyber Regs — for Other Industries
Jack Hartings is a vocal proponent of reduced regulation for small banks. But the CEO of Peoples Bank in Ohio wants Washington to force other industries to share the burden of improving cybersecurity and cleaning up after breaches.
Community Banking

No Thinking Required: Mobile's New Spin on Personal Finance
Digit, a startup in San Francisco targeting millennials, has launched a service that crunches checking account data to determine daily amounts to automatically transfer into users' savings accounts. Its debut points to how personal financial management services are growing up to do the work on the consumer's behalf.

Wells Fargo Holds Fast to Branches, Ties Them to Digital Channel
The megabank's commitment to its branches stands out in an industry where customers are shifting more of their banking activity to mobile devices and PCs, and where banks take an increasingly ruthless look at branch performance numbers.
Comments (1)

Digital-Only German Bank to Enter U.S. Market, Court Millennials
Like a number of startups and "neobanks" that have sprouted up to challenge incumbent retail banks, Fidor Bank is positioning itself as a more consumer-friendly, tech-savvy alternative.

Sindeo Brings High-Tech Touch to Mortgage Originations
San Francisco-based Sindeo is trying to bring the mortgage brokerage business into the future, creating a new online service that focuses on helping consumers navigate the often confusing mortgage process from start to finish.
Consumer Finance

Mobile Connectivity a Must for Loan Officers to Stay Competitive
Most millennials do almost all of their other business on a portable device, so they want to have this same functionality when buying a home.
Consumer Finance
See all Bank Technology News
Disruptors
Starbucks' Watered-Down Apple Pay Deployment Omits a Key Ingredient
American retailers have struggled with mobile payments, largely because they try to reinvent the entire buying process instead of evolving what's already there. Starbucks' success is rooted in its willingness to take the easiest route time and again, an approach that is clear in how it chose to implement Apple Pay.  read more »

GALLERIES

8 Things Apple Pay Left Out
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Apple's long-anticipated move into mobile payments seemed to cover all the bases -- Apple Pay will launch with the support of major banks, card networks and retailers. But there were several things that didn't make it into the first version of its mobile wallet.

(Image: Bloomberg News)

Multimedia
Top 10 Community Bank IT Projects
In Pictures
How to Remove the 'Under' from 'Underserved'
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