U.S. Bancorp recently began offering paperless account opening after seeing good results from electronically signed and documented lending. Yet a large segment of the industry still hesitates to use this technology, for legal, technical and cultural reasons.


CheBanca! goes further than most financial institutions to foster fintech entrepreneurs. It's not only sponsoring competitions for money and mentorship, but also working to give the young companies international exposure.

Online lenders from OnDeck to Lending Club are forming partnerships with traditional financial institutions, prompting some observers to wonder if they might one day be willing to become banks themselves.

The growing influence of nonbank companies poses a danger to the financial system, and perhaps a national security threat, BB&T's Kelly King says during a wide-ranging conversation among big-bank CEOs.

There is a lesson for bankers in the recent decision by Bitcoin ATM provider Robocoin to stop using biometric authentication on its teller machines.
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The heads of banks are resistant to analytics and data-driven decisions in general, according to a new survey, yet embrace them in limited uses.
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The online banking malware Dridex leans on an old technique, phishing, and an even older ruse, malicious macros, to steal online banking credentials from unsuspecting employees and customers.

In the card industry, enrolling customers online was once viewed as risky, even taboo. Today it is considered a key signpost of success.

Some bankers have pronounced the data warehouse obsolete, but Dr. Jim Goodnight says it's more relevant than ever, as cheaper hardware and overlapping informational needs across the organization make sharing a large dataset companywide feasible and worthwhile.

Layout, compensation and training can make or break high-tech, high-concept branches, said bankers at BAI's Retail Delivery conference.

A number of credit union and bank executives have been ignoring the National Institute of Standards and Technology's Framework for Improving Critical Infrastructure Cyber Security, waiting for the federal government to issue more definitive guidance.
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Apple Pay launched in late October, facing a few early hiccups and an unclear future. But in the month of November, Apple's strategy began to come into focus even as competitors closed in.  read more »
Top 8 Tweets from the Digital Banking Summit

Financial services technologists discussed the innovations and trends transforming the industry at last week's Digital Banking Summit in Los Angeles. Here are eight tweets that capture the key themes from the three-day fintech confab.

Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry.
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