The discovery of racial disparities at the Consumer Financial Protection Bureau gives real cause for concern, but it also presents an opportunity for the whole... Read More
In her final column for American Banker , Editor-at-Large Barbara Rehm says there is no denying the system is safer than it was in 2007,... Read More
March 24-26, 2014
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As commercial real estate lending gained momentum in 2013, so did the percentage of banks with CRE concentrations. We measure the changes since the first quarter of 2007, breaking down the data by the asset size of the banks and the states where they are based.
There were a lot of deals last month involving larger community banks, and prices rose nearly 60% from a year earlier. The results will only feed more of those kinds of transactions.
Here’s one sign that what has been called a mounting student debt crisis has begun to hurt lenders: write-offs jumped 46% during the first eight months of 2013 compared with the same period in 2012.
Millennials are not only taking on much more debt than previous generations, but they may not ever be able to pay it off in their lifetimes, according to a first-of-its-kind study. The same study also shows that banks can do something to help, though.
Signed by Abraham Lincoln, the National Banking Acts created the federal bank charter, the Office of the Comptroller of the Currency and a uniform national currency. "The national system will create a reliable and permanent influence in support of the national credit, and protect the people against losses in the use of paper money," Lincoln said in his 1864 State of the Union address.
