Janet Yellen has made it clear she wants to move the Federal Reserve away from a bank-centric regulatory model to one that appropriately tailors rules... Read More
The five-member board voted unanimously to flesh out how the policy will work when a systemically important company fails. But this show of unity may... Read More
March 24-26, 2014
Fontainebleau Miami Beach, Miami Beach, FL
April 23-25, 2014
The Westin Galleria, Dallas, TX
Rate Tracker (Registration Required)
Monitor and look up average deposit and loan rates by product and by state.
Cost-Effective Management Intelligence for Bankers
Most banks have been adding deposit share in some key markets while slipping in others. This graphic provides snapshots of how the battlefield is changing.
Second quarter marks against securities have ranged to 5% or more of tangible equity, but markets have looked past the losses and bid up bank stocks.
Deposit costs lagged short-term interest rates on the way up and the way down during the last cycle. A relatively large representation of long-term certificates of deposits could help as rates rise.
Planned price increases and hints that households are looking for higher yields for their savings suggest that the flood tide of deposits could finally be ebbing.
Signed by Abraham Lincoln, the National Banking Acts created the federal bank charter, the Office of the Comptroller of the Currency and a uniform national currency. "The national system will create a reliable and permanent influence in support of the national credit, and protect the people against losses in the use of paper money," Lincoln said in his 1864 State of the Union address.
